Rates & assumptions
Every rate the forecast uses, with its source and whether Microsoft has published it. Override any value — your changes are kept in this browser and feed straight into the model.
Estimates only. Microsoft does not publish deterministic per-task pricing and some rates are assumptions. Not financial advice. Verify against your agreement and current Microsoft documentation.
Rate card last verified 28 Sep 2026. All Microsoft prices are held in USD; displayed figures use the editable conversion rate in the planner’s global settings.
Local-currency prices (GBP)
Enter a price in GBP to use it exactly in the forecast, for example an agreed price list or a partner price. Blank rows use the USD list converted at the scenario rate (0.7369). The rounded figure is shown for reference only; the forecast uses the unrounded conversion. Microsoft 365 and Copilot prices follow the MCA-E — Customer Agreement agreement. Azure prices stay in USD on the rate card and are converted for display, so they are a forecast estimate under every agreement. No Enterprise Agreement price lists are held yet, so enter them here.
| Price | USD list | Used in forecast | Your GBP price | Source |
|---|---|---|---|---|
| Microsoft 365 Copilot seat, per user per monthM365 / Copilot | $30.00 | £22.11 | Converted from USD list | |
| Copilot Business seat, per user per monthM365 / Copilot | $21.85 | £16.10 | Converted from USD list | |
| Copilot Credit, pay-as-you-go priceM365 / Copilot | $0.01 | £0.01 | Converted from USD list | |
| Prepaid Copilot Credit packM365 / Copilot | $200 | £147 | Converted from USD list |
Azure meter prices: Azure pricing calculator, 3 Nov 2026
Standard pay-as-you-go meter rates before any negotiated discount, East US, USD, retrieved 3 Nov 2026. Load them into the rate card, then change any value to match your own lookup in the Azure pricing calculator. Azure stays in USD under every agreement, so this is a forecast estimate. The current rate card values are unchanged until you load the set.
| Price | Unit | Rate card now | Calculator price |
|---|---|---|---|
| Foundry model, input tokens (GPT-5.6-terra) | USD per 1M tokens | $2.50 | $2.00 |
| Foundry model, output tokens (GPT-5.6-terra) | USD per 1M tokens | $10.00 | $12.00 |
| Provisioned throughput unit, Global | USD per PTU per month | $2,448 | $730 |
| PTU reserved 1 month, Global | USD per PTU per month | Not set | $260 |
| PTU reserved 1 year, billed monthly, Global | USD per PTU per month | Not set | $221 |
| Azure AI Search, Basic | USD per month | $75.00 | $73.60 |
| Azure AI Search, S1 | USD per month | $250 | $245 |
- Standard pay-as-you-go meter rates before any negotiated discount.
- Tokens: Azure OpenAI GPT-5.6-terra (short context), Standard (On-Demand), Global deployment.
- PTU: Global deployment, 1 PTU for 730 hours. The Global PTU price is the same across relevant models.
- AI Search Basic and S1 are derived from the calculator's annual cost for 1 unit for 1 hour, multiplied by 730 hours, so they carry rounding.
- PTU reservation prices are loaded with the set. They only affect the forecast once PTUs are marked as reserved on a Foundry workload; until then every PTU is costed at the pay-as-you-go monthly rate.
- Source: Azure pricing overview.
Monthly London spot reference
USD conversion rates derived from Bank of England sterling spot rates. Target: two calendar days before the prior month-end; the latest earlier published business-day observation is used when needed.
Loading this month’s reference rates…
Seats and credits
USD per user / month · Microsoft 365 Copilot public list price · verified 28 Sep 2026
USD per credit · Microsoft Copilot Credits pay-as-you-go pricing · verified 28 Sep 2026
Copilot Cowork task sizes (credits)
credits per task (70–200) · Microsoft Copilot Credits Guide, June 2026 (illustrative) · verified 28 Sep 2026
credits per task (400–600) · Microsoft Copilot Credits Guide, June 2026 (illustrative) · verified 28 Sep 2026
credits per task (1,500–2,500) · Microsoft Copilot Credits Guide, June 2026 — upper bound is an assumption · verified 28 Sep 2026
Copilot Code and Autopilot
credits per app · Public example: ~$46.54 for a SharePoint CRM app · verified 28 Sep 2026
credits per app / month · Modelling assumption; build and run are metered separately · verified 28 Sep 2026
credits per run · Microsoft has not published Autopilot rates · verified 28 Sep 2026
× credits · Modelling assumption (Auto 1.0, Standard 1.0, Premium 1.6) · verified 28 Sep 2026
Work IQ API (credits per call)
0.1 credits per call · Microsoft Work IQ licensing and Microsoft Learn · verified 1 Oct 2026
credits per call (20–40) · Microsoft Work IQ planning guide (illustrative ranges) · verified 1 Oct 2026
credits per call (30–75) · Microsoft Work IQ planning guide (illustrative ranges) · verified 1 Oct 2026
credits per call (50–150) · Microsoft Work IQ planning guide (illustrative ranges) · verified 1 Oct 2026
Copilot Studio billing rates (credits)
1 credit · Copilot Studio billing rates · verified 28 Sep 2026
2 credits · Copilot Studio billing rates · verified 28 Sep 2026
5 credits · Copilot Studio billing rates · verified 28 Sep 2026
10 credits · Copilot Studio billing rates · verified 28 Sep 2026
13 credits per 100 actions · Copilot Studio billing rates · verified 28 Sep 2026
10 credits per 1,000 tokens · Copilot Studio billing rates (reasoning models) · verified 28 Sep 2026
8 credits per page · Copilot Studio billing rates · verified 28 Sep 2026
25,000 credits for $200 / month · Copilot Studio prepaid capacity pack · verified 28 Sep 2026
Microsoft Foundry
USD per 1M input tokens · Placeholder — enter your model's contracted price · verified 28 Sep 2026
USD per 1M output tokens · Placeholder — enter your model's contracted price · verified 28 Sep 2026
USD per month, from · Indicative only · verified 28 Sep 2026
USD per PTU per month, Global. Blank until loaded or entered · Azure pricing calculator, GPT-5.6-terra, East US (load from the Azure meter prices card) · verified 3 Nov 2026
USD per PTU per month, Global. Blank until loaded or entered · Azure pricing calculator, GPT-5.6-terra, East US (load from the Azure meter prices card) · verified 3 Nov 2026
USD per month · Azure AI Search pricing · verified 28 Sep 2026
USD per month · Azure AI Search pricing · verified 28 Sep 2026
Scenario band
Cowork uses the published credit ranges directly. For workloads whose consumption is an assumption (Code, Autopilot, Studio, Foundry tokens) the Low and High scenarios apply these factors.